Small Business Loans | Credit Lines | Start Up Funding | Cash Advance
Fast. Simple. Dependable.
Business Loan Programs That Fit Every Need.
Apply Now and Get Approved Quickly.
Business Lending Made Simple! No Credit Score Minimum. Get Approved in 24 Hours.
Applications Typically Responded To Within 24 Hours
Business Funding Made Simple
It Doesn't Have To Be Complicated.
CHOOSE THE LOAN PROGRAM THAT WORKS FOR YOU
rental loans
Small Business Loans
A wide variety of business loan programs for all types of industries.
vacation rental loans
Business Line of Credit
Having access to working capital when you need is important when running your company.
commercial loans
Startup Business Loan
Qualify for a personal loan that can be used for any purpose.
rental loans
Unsecured Business Funding
A business term loan is a simple interest loan with monthly payments.
vacation rental loans
Merchant Cash Advance
Quick access to working capital. Generate at least $20k+ in monthly revenue to qualify.
commercial loans
Business Loan Consolidation
Refinance existing debt and improve your cashflow.
vacation rental loans
SBA Programs
SBA loans have low rates, long terms, & are secured by the US Government.
Access More Loan Options than Your Bank.
We Are Fast. Our Process is Simple. You Can Count On Us.
Receive funding based on your monthly revenue. No minimum credit score requirements and all industries eligible. Access Working Capital from $20,000 to $5,000,000

Application

You provide us a completed
application and pay for the appraisal.
We evaluate your credit.

Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Funding

Processor submits full loan package to underwriting team; once approved we schedule your closing.
Work with a lender that strives to be transparent about their qualifications. Avoid last minute surprises and always know your rate with set straight-forward pricing.

INSTANT PRE-APPROVAL ON $20,000 - $5,000,000
Fast Working Capital For Small Businesses. All industries – No Collateral!

Small Business Loan Features

  • Who Qualifies: Businesses with strong performance, even owners with poor credit histories can be approved.
  • Fast Approval: You’ll receive an answer on your application within 24 hours and funds are deposited the same day in most cases. Banks require 4-6 weeks on average. 
  • Simple Process: Only a simple application & 6 months of bank and/or credit card statements are needed. No business plans required!
  • Quick & Easy Renewals: For clients in good standing, the renewal process can be handled in 2-3 hours.
  • No Collateral Needed: We only look at the health of your business and no personal collateral is needed.
  • ​Affordable Payments: Payback your funds with small daily, weekly, or monthly payments- Unlike the large payments required by traditional banks.

Small Business Loans Requirements

Your business must be active for at least 12 months. Must have a monthly gross income of $30,000 or more (reflected in business bank statements). It's that simple.
  • Signed Application
  • ​6 months of Bank Statements
  • ​2 Years of Business Returns
  • ​1 Year of Personal Tax Returns
  • ​If a Loan Request Above $150,000: Year-to-date Financial Statements (Profit & Loss Statement and Balance Sheet)

Get a Better Loan Product and Smoother Borrowing Experience.

SBA Loans
Grow Your Business Affordably.

A Loan Program Designed for Only One Thing: Affordable Funding For Your Business.

A loan from the U.S. Small Business Administration is the smartest and most affordable way to obtain financing for your small business.

SBA loans are partially guaranteed by the federal agency, which allows lenders to offer you flexible terms and low-interest rates.
  • Loan Amounts: From $200,000 to $10,000,000 
  • Flexible Payments: 3 to 25-year terms
  • Special Low Rates: Lowest rates: 5% to 9%

Find Out if You Qualify for a SBA Loan Today.

Eligibility & Requirements

In order to expedite the process, you should have certain documents ready before applying for a loan.

Here are some of the requirements you will need to meet in order to apply for a small business administration loan:
  • Credit Score (FICO): Above 680
  • No recent bankruptcies, tax liens, or foreclosures
  • Collateral might be required if the loans are above $25,000
  • ​The business must be physically located in the United States

Get Pre-Approved Today So You Have the Funds You Need Tomorrow.

Startup Business Loans
Rent. Purchase Equipment. Buy Inventory.

Startup Business Loan Features

Startups business have unique needs when it comes to financing. Our loan programs include lines of credit and unsecured term loans for startups, entrepreneurs, or existing businesses.

You will be prequalified in a few hours and funding will take place in as little as 5 days.

Our process is simple. Simply fill out an online application, select your offer, and get funded!
  • Loan Amounts: 25k-500k
  • Flexible Terms: 3-10 Years
  • Interest Rates: Range from 6-18%
  • ​No Pre-Payment Penalties
  • ​Get Funded in as Little as 5 Days
  • ​Maintain Full Ownership

Get Funding For Your Business Through Startup Business Loans

If you have an idea for a business, one of the most critical factors in turning this into a reality is a startup business loan. 

Obtaining working capital to grow a new company will help you to grow more quickly. Some lenders consider a “startup business loan” to be funding for a business with less than 2 years of operation. But more commonly, people refer to a business that has not been formed yet and is just about to open.

Fortunately, We Offer Working Capital for Both Situations.

Are There Really 'Startup' Loans For Businesses?
Most entrepreneurs who are at the very beginning of opening a company get the funding either from their own savings or credit cards or from friends or family who decide to invest in the business. They then work to build the business on their own before applying for a loan.

With our strong lender network, we can offer startup financing if you have demonstrated a strong credit history over a few years, with multiple established tradelines. This funding can be in the form of installment loans or lines of credit.

MERCHANT CASH ADVANCE
LOANS FOR SMALL BUSINESS OWNERS

Partner with a Lender That’s Highly Specialized in MCA Loans

Merchant Cash Advance (MCA) is an easy and quick way in which small and midsize business owners that lack collateral or have a low credit score to qualify for a conventional bank loan can obtain an upfront sum of cash. The borrower will then repay with a percentage of future credit and debit card sales processed through the business’ merchant account.

Get Pre-approved Today So You Have The Funds You Need Tomorrow.

As a business owner, I’m sure you recognize the importance of having money available in case it is needed. If you have to make urgent reparations or buy new equipment that will make your job easier and increase your revenue, then you’re going to need some capital to cover those expenses. If you have the money, excellent, but, what if you don’t?

The first thing that comes to mind would be getting a loan from the bank. However, banks are denying loans to business owners in record numbers, leaving them frustrated and with no options.

Securing financing for your company should not be hard, especially if you are facing problems that could threaten your business.
 Take Advantage of Competitive Non-bank Lending Options and Get the Funding You Need in as Little as 1-2 Business Days.
Access Alternative Working Capital Solutions Through Various Funding Programs for Your Business.
Our Process
We Are Fast. Our Process is Simple. You Can Count On Us.
Quick business loans for your company with no hidden charges, no extra fees, & no delays. You deserve a simplified lending process that provides you with more and better financing alternatives than a traditional bank.  

Application

You provide us a completed
application and pay for the appraisal.
We evaluate your credit.

Processing

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Funding

Processor submits full loan package to underwriting team; once approved we schedule your closing.
Let's Work Together to Help You Realize Your Dreams of Growing or Starting Your Business.
© Copyright 2020  - All Rights Reserved, The Caruana Group
Contact | Privacy Policy | Terms & Conditions